BENEFIT BRIDGE TERMS OF USE

BENEFIT BRIDGE TERMS OF USE

The company under the corporate name "BENEFIT BRIDGE SINGLE-MEMBER PRIVATE COMPANY", having its registered office at 218 Dimitriou Gounari Street, Glyfada, Attica, Greece, Tax Identification Number (TIN): 803023291, Tax Office: KEFODE Attica, duly represented for the purposes hereof (hereinafter referred to as the "Company"), operates and manages this website (hereinafter referred to as the "Website") in accordance with these Terms of Use.

Users of the Website are kindly requested to read these Terms of Use carefully, ensure that they fully understand them, and access or use the Website only if they accept them in their entirety and without reservation.

A. PREAMBLE – DEFINITIONS

For the purposes of these Terms of Use, the following terms shall have the meanings set out below:

"Content" means all data, information and material made available through the Website, including, without limitation, any text, photographs, images, graphics, reports, analyses, information, concepts, ideas and any other material or content incorporated therein.

"User" means any individual or legal entity accessing or visiting the Website.

"Use" means any access to, consultation of, browsing, storage, recording, downloading, installation, display, reproduction in memory or on any electronic, magnetic or other storage medium, whether by mechanical or other means, including printing, of any Content available on the Website.

The Company reserves the unrestricted and unconditional right, at its sole discretion, to amend, modify or update the content of the Website, to suspend or discontinue, either temporarily or permanently, all or part of the services offered through the Website, and/or to introduce new services, without prior notice to the Users and without any obligation to amend these Terms of Use accordingly.

Access to and use of the Website constitutes the User's full, unconditional and irrevocable acceptance of these Terms of Use in their entirety, which govern all aspects of the Website and its Content. Any User who does not agree with these Terms of Use must refrain from accessing or using the Website.

The Company reserves the right to amend, revise or update these Terms of Use at any time and without prior notice. Any such amendments shall become effective upon their publication on the Website. Continued access to or use of the Website following the publication of any amendments shall constitute acceptance of the revised Terms of Use.

These Terms of Use shall be read in conjunction with, and shall incorporate by reference, the Company's Privacy Policy, which sets out in detail the manner in which personal data collected from Users are processed in accordance with the applicable European and Greek data protection legislation, including Regulation (EU) 2016/679 (General Data Protection Regulation – GDPR), Law 4624/2019, Law 3471/2006, and any other applicable legislation as amended from time to time, as well as the Company's Cookie Policy.

B. INTELLECTUAL PROPERTY RIGHTS

All content made available on the Website, including, without limitation, images, photographs, graphics, logos, trademarks, designs, text, software, audiovisual material, databases and any other material or element forming part of the Website (collectively, the "Content"), constitutes the intellectual and industrial property of the Company or, where applicable, of third-party licensors or partners, and is protected under the applicable provisions of Greek, European Union and international intellectual property laws, treaties and conventions.

Except as expressly permitted by applicable law or by the prior written consent of the Company, no part of the Website or its Content may be copied, reproduced, republished, uploaded, posted, transmitted, distributed, translated, modified, adapted, licensed, sold or otherwise exploited, in whole or in part, by any means or in any form whatsoever.

The User acknowledges and agrees that no ownership rights, licence or other intellectual property rights in or to the Website or its Content are transferred or granted by virtue of accessing or using the Website, except for the limited, non-exclusive, non-transferable and revocable right to access and use the Website in accordance with these Terms of Use.

Any unauthorized use, reproduction or exploitation of the Company's intellectual property rights may constitute an infringement of applicable intellectual property legislation and shall render the User liable for any and all damages suffered by the Company, without prejudice to any other rights or remedies available under applicable law.

C. LIMITATION OF LIABILITY

The User undertakes to access and use the Website in accordance with applicable law, these Terms of Use and the principles of good faith and fair dealing.

To the fullest extent permitted by applicable law, the Company shall not be liable for any direct, indirect, incidental, consequential or special loss or damage arising out of or in connection with the User's access to or use of the Website, including, without limitation, any interruption of services, inability to access the Website or failure to provide support services, except where such liability arises from the Company's wilful misconduct or gross negligence.

The Company does not warrant or guarantee that the Website, any third-party websites linked thereto, or the servers and cloud infrastructure through which the Website is made available will be free from viruses, malware, malicious code or other harmful components.

Accordingly, the Company shall not be liable for any loss or damage resulting from distributed denial-of-service (DDoS) attacks, viruses or any other technologically harmful material that may infect the User's computer equipment, software, hardware, data or other proprietary material as a consequence of accessing or using the Website, downloading any material from the Website or accessing any third-party website linked to it.

Although the Company makes every reasonable effort to ensure that the information and services made available through the Website are accurate, complete, reliable and up to date, it makes no representation or warranty, whether express or implied, regarding the accuracy, completeness, availability, reliability or uninterrupted operation of the Website or any of its Content or services.

Furthermore, the Company shall not be liable for any interruption, suspension or unavailability of the Website resulting from failures, maintenance, outages or discontinuance of services provided by third-party hosting providers, cloud service providers or other telecommunications infrastructure upon which the operation of the Website depends.

D. DISCLAIMER – INFORMATION PROVIDED THROUGH THE WEBSITE

The Content published on the Website is provided for general informational purposes only and shall not be construed as legal, financial, tax, investment, professional or other advice of any kind.

Nothing contained on the Website shall be interpreted as creating any contractual, advisory, fiduciary or professional relationship between the Company and any User, nor shall any Content be construed as a recommendation, solicitation or invitation to undertake or refrain from undertaking any particular action or transaction.

Users are solely responsible for assessing the suitability and accuracy of any information made available through the Website and are encouraged to seek independent professional advice before relying on any such information.

E. LINKS TO THIRD-PARTY WEBSITES

These Terms of Use apply exclusively to this Website.

The Website may contain hyperlinks to third-party websites or online resources solely for the convenience of Users. The inclusion of any such links does not constitute, and shall not be construed as, an endorsement, approval or recommendation by the Company of the content, products, services or policies of such third-party websites.

The Company does not control, monitor or assume any responsibility for the availability, accuracy, legality, security, privacy practices or content of any third-party websites accessible through hyperlinks provided on the Website.

Accordingly, Users acknowledge and agree that they access and use any third-party websites entirely at their own risk. Any issues, claims or disputes arising in connection with such websites shall be addressed directly to the respective operators thereof, who bear sole responsibility for their content, services and applicable terms of use.

The Company expressly disclaims any liability arising out of or in connection with the User's access to, use of or reliance upon any third-party website and shall not be deemed to have any affiliation, partnership, agency or other relationship with the operators of such websites solely by reason of providing hyperlinks thereto.

F. GOVERNING LAW AND JURISDICTION

These Terms of Use, together with any amendments or modifications thereto, shall be governed by and construed in accordance with the laws of Greece, the applicable legislation of the European Union and any applicable international treaties.

Any dispute, controversy or claim arising out of or in connection with these Terms of Use, including any issue relating to their validity, interpretation, performance, breach or termination, shall be subject to the exclusive jurisdiction of the competent courts of Athens, Greece.

Should any provision of these Terms of Use be held to be invalid, unlawful or unenforceable by any court or competent authority, such provision shall be deemed severable and shall be enforced to the maximum extent permitted by applicable law. The validity and enforceability of the remaining provisions shall remain unaffected and shall continue in full force and effect.

Last Updated: June 2026